AM ISRAEL CHAI | VIDEO | 635A6C

Health Insurance Rate Hike Explained. ACA Marketplace premiums jumped 20% nationwide for 2026 , but the story isn't the same everywhere. MoneyGeek analyzed rate filings from all 50 states and Washington, D.C., and the data reveal massive variation: some states saw premiums fall slightly, while others surged by as much as 67%. In this video, we break down what's driving those differences , and how three state-level policies , Medicaid expansion, state-based marketplaces, and reinsurance programs , consistently correlate with lower premium growth.